Our Services

Business Insurance

• Profits
• Assets: buildings, machinery, stock, customers property, electronic equipment
• Goods in transit
• Directors and officers liability
• Employment practices help with CCMA hearings
• Vehicles : plant, LDV’s, forklifts, trucks, trailers, motorcycles
• Liabilities, spread of fire
• Tourism and leisure
• Loss of refrigerated stock
• Machinery breakdown and also loss of profits thereafter
• Cash

We offer all covers, buildings, common property, liability, trustees indemnity, legally required Fidelity Guarantee, geyser excess reducers, loss of income, non-payment of levies etc.

• Wine farms, vines, estates with farming activities, cattle farms, all types of farming
• Covers damage you are legally liable for in the event of a fire starting on your farm and spreading to neighbouring farms
• The settlement of pivot irrigation systems on replacement value
• Cars, bakkies, trucks, trailers, tractors, combines and farm implements as a result of an accident, theft or hijacking
• Damage to tyres of agricultural tractors, harvesters and agricultural implements
• Liabilities : hunters liability/liability due to your animals/dam walls breaking or overflowing/buildings etc
• Death of yourself or any of your farm workers
• Tourism and leisure
• Pivot irrigations systems
• Machinery breakdown and also loss of profits thereafter
• Death of your livestock
  

We have more than 2 decades of experience with large fleets. We cater to all the requirements such as : environmental pollution, fleet management assistance reducing driver fatigue and massive fuel savings, goods-in-transit, excess reducers, loss of use, burner and aggregate excess funding discounts to name a few.

Lovely product catering to a comprehensive range of covers suited to guesthouses and their specific industry requirements.

We are a one-stop shop and can assist with specialist covers such as:
- Court bonds,
- Most kinds of guarantees (credit guarantees, performance guarantees, mining rehabilitation guarantees, construction guarantees et.c), commercial crime, divorce insurance, schools, mining, churches, aviation, bloodstock, engineering, marine, travel, taxi’s etc.

We develop niche insurance products also:
Referrals to public loss adjusters should you currently not be insured with us and need assistance with a problematic claim. Our latest assistance with Mr Y, JHB, with a R1,1 million settlement.

• 24 hour emergency home assist
  (plumbers, electricians, geysers etc)
• 24 hour emergency Roadside assist
• Legal assist
• Help with valuing your Buildings & other property
• Excess reducers (cars, trucks, goods in transit)

Personal Insurance

Free emergency services included, including accidental damage, power surge, loss of rentals, loss of water, theft included automatically, assistance with determining your contents value can also be provided.

Standard and thatch/non-standard roofs, loss of rentals, assistance with determining a replacement value can also be provided.

Cellphones, electronic equipment, spectacles, photographic equipment, jewellery etc.

Motor, motorcycles, trailers, caravans. (full retail value, standard and luxury car rentals, excess reducers, under 25 drivers, fuel refunds, windscreen cover, open driver policy etc.), jetski’s and other watercraft

Mechanical and electrical breakdown for your “white” items.

If an individual is over the age of 55, no excess will be applicable.Reduced rates for pensioners and good claims history.